Ground-Up Construction Financing

From Blueprint to Reality

Build your vision from the ground up. Our construction loans provide the capital you need to transform empty lots and architectural plans into completed luxury properties.

BEFORE
Architecture drafting drawing concept

Architectural Floor Plans

Vacant land for housing development

Raw Land / Site Preparation

AFTER
Luxury home exterior property for sale

Completed Luxury Property

Modern luxury beach house with swimming pool

Premium Waterfront Development

Estimated Value $2.5M+
Start Your Build View Loan Details
Worker carefully places wooden beams on a roof structure while standing on scaffolding
Men from the construction industry working on a building under construction placing slab pieces with steel and concrete
Construction site with cranes looming into the dramatic cloudy sky
Developing American megapolis with new high-rise buildings under construction at sunset
Business loan agreement document with fountain pen signing loan approval
Why Choose Our Construction Loans

Build with Confidence

From lot purchase to final inspection, we provide comprehensive financing for every stage of your construction project.

Land Acquisition

Finance raw land or lots for your new construction project with competitive rates.

Draw Schedule

Structured draws based on construction milestones to keep your project on track.

Builder Approved

Work with your preferred builder or choose from our network of approved contractors.

End Loan Ready

Seamless transition to permanent financing or sale upon project completion.

Blueprint, architecture and men at table shaking hands for collaboration, agreement and inspection
Female architect and manual worker going through housing plans on touchpad at construction site
Architecture blueprint on digital lcd display with reflection
Miami Gardens Florida, vacant land for housing development
Construction Loan Terms

Ground-Up Construction Details

Transparent terms designed for builders and developers

Eligibility Requirements

  • Licensed builder or developer with proven track record
  • Detailed construction plans and budget required
  • Land owned or under contract for purchase
  • Exit strategy (permanent financing or sale)

Property Types

Single Family Townhouses Condominiums Multi-Family Mixed Use Custom Homes

Loan Terms

Loan Amount $200,000 - $100,000,000
LTV (Lot Purchase) Up to 85%
LTV (Total Costs) Up to 80%
Loan Term 12 - 36 Months
Interest Rate 11.99% - 16.99%
Points 2 - 3 Points
Interest During Construction Interest Only

What's Included in Your Loan

  • ✓ Land/Lot acquisition costs
  • ✓ Site preparation and grading
  • ✓ Materials and labor costs
  • ✓ Permits and soft costs
Golden badge with handshake, dollar signs, and purple swirling energy design representing partnership or financial agreement

Ready to Break Ground?

Turn your architectural vision into a completed masterpiece. Apply today and let's build something extraordinary together.

Apply for Construction Loan Call (617) 238-1314
All 50 States
Fast Approvals
No Hidden Fees